Frequently Asked Questions

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What is the goal of the Digital Euro Association (DEA)?

The Digital Euro Association (DEA) aims to provide views and ideas on the topics of digital money and the digital euro. Thus, we aim to shape the public dialogue and advance the discourse on various socioeconomic aspects in the field of the digital euro while being committed to independence and the highest academic standards.

Why should I support the Digital Euro Association?

The DEA as a think tank offers valuable information and insights on a multidisciplinary level. Amongst the most important advantages of supporting the DEA are access to this information and to the DEA network and the opportunity to contribute publications in the field of the digital euro.

How can I support the Digital Euro Association?

The best way of supporting the DEA is to become a part of the DEA community and be actively engaged in discussions on the digital euro. This can be done for example through participation in our DEA webinars, exchange with other DEA community experts and publishing articles via our DEA blog. If you want to stay up to date, feel free to subscribe to our DEA newsletter.

What is the programmable euro?

The programmable euro describes a form of the euro that allows programmable payments. It includes DLT-based forms of the euro, e.g., as a euro stablecoin, tokenized commercial bank money, tokenized e-money, or as a (DLT-based) CBDC. Primary benefits of such a form of the euro are related to increased automation, higher transaction speed, and lower counterparty risk.

What are the advantages of a programmable Euro?

The main advantage of the programmable euro is that payment flows can be made "programmable". This programmability promises high automation potential for all types of payments. In addition, payments in the programmable euro can be processed more quickly, as the use of DLT implies that a majority of intermediaries are no longer required and delivery versus payments can be processed on one platform. The decentralized storage of transaction data also makes the system more resilient, making a system failure less likely.

Do I have to pay a fee to participate in the DEA ?

No. Participating in the DEA community as an individual is completely free of charge.
Should you want to become an institutional member of the Digital Euro Association, please see more information here

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